Home / Flood Insurance Claims / North Carolina
Flood Insurance Claims in North Carolina
108,736 NFIP claims · $2.3B paid · 100 counties · 1978–2026
| County | Claims | Paid | Avg / claim | Years |
|---|---|---|---|---|
| Craven County | 6,126 | $236.3M | $39K | 1979–2026 |
| Dare County | 18,950 | $226.1M | $12K | 1978–2026 |
| New Hanover County | 11,182 | $187.3M | $17K | 1978–2025 |
| Beaufort County | 9,462 | $125.2M | $13K | 1978–2026 |
| Carteret County | 8,997 | $123.1M | $14K | 1978–2026 |
| Pender County | 5,888 | $117.4M | $20K | 1978–2025 |
| Buncombe County | 1,192 | $103.9M | $87K | 1978–2026 |
| Brunswick County | 9,879 | $99.3M | $10K | 1978–2026 |
| Pamlico County | 4,330 | $94.6M | $22K | 1982–2025 |
| Onslow County | 4,432 | $70.5M | $16K | 1979–2025 |
| Mecklenburg County | 2,883 | $60.9M | $21K | 1978–2026 |
| Robeson County | 1,430 | $54.5M | $38K | 1978–2025 |
| Duplin County | 542 | $52.1M | $96K | 1978–2024 |
| Wayne County | 1,193 | $46.6M | $39K | 1978–2026 |
| Lenoir County | 835 | $44.3M | $53K | 1978–2025 |
| Hyde County | 1,734 | $41.9M | $24K | 1980–2025 |
| Orange County | 568 | $36.3M | $64K | 1978–2025 |
| Pitt County | 1,205 | $35.9M | $30K | 1979–2025 |
| Haywood County | 730 | $35.9M | $49K | 1979–2025 |
| Nash County | 735 | $33.7M | $46K | 1978–2025 |
| Wake County | 1,642 | $31.3M | $19K | 1978–2026 |
| Henderson County | 442 | $29.4M | $67K | 1978–2026 |
| Edgecombe County | 795 | $28.2M | $35K | 1978–2024 |
| Columbus County | 712 | $24.8M | $35K | 1979–2025 |
| Cumberland County | 826 | $24.8M | $30K | 1978–2026 |
| Currituck County | 2,007 | $21.7M | $11K | 1978–2026 |
| Jones County | 205 | $16.9M | $82K | 1996–2024 |
| Watauga County | 462 | $16.2M | $35K | 1978–2025 |
| Avery County | 288 | $14.8M | $52K | 1979–2024 |
| Bertie County | 423 | $12.9M | $31K | 1980–2024 |
| Wilson County | 498 | $12.6M | $25K | 1978–2026 |
| Johnston County | 312 | $11.3M | $36K | 1978–2026 |
| Burke County | 131 | $11.3M | $86K | 1979–2024 |
| Durham County | 443 | $10.9M | $25K | 1979–2026 |
| Guilford County | 680 | $9.4M | $14K | 1978–2025 |
| Bladen County | 195 | $9.1M | $46K | 1984–2024 |
| Yancey County | 146 | $8.9M | $61K | 1983–2024 |
| Madison County | 110 | $8.8M | $80K | 1978–2024 |
| Tyrrell County | 588 | $8.6M | $15K | 1985–2025 |
| McDowell County | 111 | $8.4M | $75K | 1981–2024 |
| Rutherford County | 117 | $8.0M | $69K | 1980–2024 |
| Ashe County | 183 | $7.3M | $40K | 1978–2024 |
| Pasquotank County | 531 | $6.5M | $12K | 1979–2025 |
| Transylvania County | 153 | $6.3M | $41K | 1979–2024 |
| Sampson County | 148 | $6.1M | $41K | 1984–2026 |
| Chowan County | 282 | $5.9M | $21K | 1982–2024 |
| Cabarrus County | 241 | $5.3M | $22K | 1982–2026 |
| Alamance County | 168 | $5.1M | $30K | 1978–2025 |
| Catawba County | 210 | $4.8M | $23K | 1978–2024 |
| Forsyth County | 440 | $4.7M | $11K | 1978–2025 |
| Polk County | 79 | $4.4M | $56K | 1978–2024 |
| Camden County | 285 | $3.4M | $12K | 1993–2026 |
| Hertford County | 159 | $3.1M | $19K | 1979–2024 |
| Stanly County | 66 | $3.0M | $45K | 1978–2025 |
| Moore County | 154 | $2.8M | $18K | 1996–2025 |
| Mitchell County | 50 | $2.7M | $53K | 1979–2024 |
| Washington County | 157 | $2.7M | $17K | 1993–2026 |
| Greene County | 82 | $2.5M | $31K | 1988–2020 |
| Harnett County | 116 | $2.5M | $22K | 1983–2025 |
| Chatham County | 41 | $2.1M | $52K | 1980–2025 |
| Macon County | 79 | $2.0M | $25K | 1981–2024 |
| Davidson County | 103 | $1.7M | $17K | 1984–2025 |
| Union County | 81 | $1.6M | $20K | 1978–2026 |
| Caldwell County | 85 | $1.5M | $18K | 1979–2025 |
| Wilkes County | 34 | $1.4M | $41K | 1979–2025 |
| Gaston County | 105 | $1.3M | $13K | 1979–2024 |
| Swain County | 56 | $1.2M | $22K | 1982–2025 |
| Surry County | 69 | $1.2M | $17K | 1978–2026 |
| Iredell County | 60 | $1.1M | $19K | 1979–2024 |
| Rowan County | 65 | $1.1M | $17K | 1981–2020 |
| Jackson County | 97 | $1.1M | $11K | 1990–2025 |
| Lee County | 63 | $1.1M | $17K | 1984–2025 |
| Perquimans County | 160 | $976K | $6K | 1993–2024 |
| Cherokee County | 56 | $949K | $17K | 1980–2025 |
| Halifax County | 54 | $763K | $14K | 1980–2022 |
| Cleveland County | 54 | $740K | $14K | 1979–2024 |
| Rockingham County | 108 | $725K | $7K | 1979–2025 |
| Martin County | 42 | $621K | $15K | 1978–2024 |
| Hoke County | 39 | $616K | $16K | 1985–2025 |
| Scotland County | 20 | $560K | $28K | 2009–2024 |
| Alleghany County | 13 | $475K | $37K | 1979–2024 |
| Randolph County | 65 | $395K | $6K | 1979–2024 |
| Gates County | 26 | $334K | $13K | 1981–2016 |
| Richmond County | 25 | $318K | $13K | 1987–2025 |
| Northampton County | 34 | $283K | $8K | 1994–2016 |
| Franklin County | 23 | $249K | $11K | 1979–2024 |
| Stokes County | 18 | $247K | $14K | 1979–2024 |
| Lincoln County | 15 | $246K | $16K | 2008–2025 |
| Granville County | 15 | $196K | $13K | 1985–2023 |
| Clay County | 35 | $175K | $5K | 1998–2025 |
| Vance County | 12 | $174K | $15K | 1983–2020 |
| Davie County | 12 | $147K | $12K | 1979–2020 |
| Montgomery County | 6 | $81K | $13K | 2001–2023 |
| Person County | 9 | $50K | $6K | 1993–2025 |
| Alexander County | 6 | $42K | $7K | 2012–2020 |
| Anson County | 3 | $22K | $7K | 1979–2014 |
| Graham County | 7 | $14K | $2K | 1980–2020 |
| Yadkin County | 6 | $6K | $1K | 1979–2017 |
| Caswell County | 1 | $0 | $0 | 1995–1995 |
| Warren County | 4 | $0 | $0 | 1996–2010 |
Full disaster history for North Carolina →
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 — dollars paid on closed claims. History and statistics only, not a flood-risk forecast or insurance quote.