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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / North Carolina / Cherokee County

Cherokee County Flood Insurance Claims

National Flood Insurance Program, 19802025 · 74th highest paid in North Carolina

Claims
56
Total paid
$949K
Average / claim
$17K
Building / contents
$722K / $227K

Paid by decade

1980s$50K · 2 claims
1990s$299K · 22 claims
2000s$4K · 2 claims
2010s$151K · 20 claims
2020s$444K · 10 claims

Worst years by dollars paid

2025$406K6 claims
1995$226K8 claims
2015$134K14 claims
2020$38K4 claims
1994$31K5 claims

Full disaster history for Cherokee County

Most-paid counties in North Carolina

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.