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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / North Carolina / Rutherford County

Rutherford County Flood Insurance Claims

National Flood Insurance Program, 1980–2024 · 41th highest paid in North Carolina

Claims
117
Total paid
$8.0M
Average / claim
$69K
Building / contents
$7.0M / $1.0M

Paid by decade

1980s$0 · 1 claims
1990s$333K · 11 claims
2000s$272K · 24 claims
2010s$497K · 15 claims
2020s$6.9M · 66 claims

Worst years by dollars paid

2024$6.7M50 claims
1996$315K6 claims
2018$237K9 claims
2020$219K7 claims
2013$171K2 claims

Full disaster history for Rutherford County →

Most-paid counties in North Carolina

Craven County$236.3MDare County$226.1MNew Hanover County$187.3MBeaufort County$125.2MCarteret County$123.1MPender County$117.4MBuncombe County$103.9MBrunswick County$99.3M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.