DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / North Carolina / Henderson County

Henderson County Flood Insurance Claims

National Flood Insurance Program, 19782026 · 22th highest paid in North Carolina

Claims
442
Total paid
$29.4M
Average / claim
$67K
Building / contents
$25.8M / $3.6M

Paid by decade

1970s$42K · 12 claims
1980s$18K · 7 claims
1990s$579K · 50 claims
2000s$706K · 56 claims
2010s$1.0M · 72 claims
2020s$27.0M · 245 claims

Worst years by dollars paid

2024$26.7M217 claims
2018$534K26 claims
2004$327K30 claims
2009$244K9 claims
2021$160K12 claims

Full disaster history for Henderson County

Most-paid counties in North Carolina

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.