Home / Flood Insurance Claims / North Carolina / Dare County
Dare County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 2nd highest paid in North Carolina
Claims
18,950
Total paid
$226.1M
Average / claim
$12K
Building / contents
$200.0M / $26.1M
Paid by decade
1970s$3K · 13 claims
1980s$6.5M · 729 claims
1990s$38.3M · 5,552 claims
2000s$59.3M · 4,433 claims
2010s$106.6M · 7,524 claims
2020s$15.4M · 699 claims
Worst years by dollars paid
| 2003 | $46.2M | 2,805 claims |
| 2011 | $45.4M | 3,462 claims |
| 2016 | $26.3M | 1,414 claims |
| 1993 | $16.1M | 2,022 claims |
| 2019 | $12.2M | 656 claims |
Full disaster history for Dare County →
Most-paid counties in North Carolina
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.