Home / Flood Insurance Claims / North Carolina / McDowell County
McDowell County Flood Insurance Claims
National Flood Insurance Program, 1981–2024 · 40th highest paid in North Carolina
Claims
111
Total paid
$8.4M
Average / claim
$75K
Building / contents
$6.5M / $1.8M
Paid by decade
1980s$12K · 5 claims
1990s$68K · 14 claims
2000s$154K · 9 claims
2010s$331K · 23 claims
2020s$7.8M · 60 claims
Worst years by dollars paid
| 2024 | $7.7M | 55 claims |
| 2018 | $242K | 8 claims |
| 2004 | $154K | 7 claims |
| 2013 | $64K | 6 claims |
| 2020 | $55K | 1 claims |
Full disaster history for McDowell County →
Most-paid counties in North Carolina
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.