Home / Flood Insurance Claims / North Carolina / Watauga County
Watauga County Flood Insurance Claims
National Flood Insurance Program, 1978–2025 · 28th highest paid in North Carolina
Claims
462
Total paid
$16.2M
Average / claim
$35K
Building / contents
$14.1M / $2.1M
Paid by decade
1970s$8K · 12 claims
1980s$124K · 24 claims
1990s$554K · 71 claims
2000s$821K · 65 claims
2010s$1.4M · 80 claims
2020s$13.3M · 210 claims
Worst years by dollars paid
| 2024 | $13.0M | 198 claims |
| 2004 | $595K | 44 claims |
| 2017 | $559K | 14 claims |
| 2013 | $556K | 22 claims |
| 1994 | $267K | 34 claims |
Full disaster history for Watauga County →
Most-paid counties in North Carolina
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.