DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / North Carolina / Caldwell County

Caldwell County Flood Insurance Claims

National Flood Insurance Program, 19792025 · 64th highest paid in North Carolina

Claims
85
Total paid
$1.5M
Average / claim
$18K
Building / contents
$1.2M / $376K

Paid by decade

1970s$35K · 5 claims
1980s$9K · 6 claims
1990s$61K · 17 claims
2000s$270K · 13 claims
2010s$155K · 19 claims
2020s$1.0M · 25 claims

Worst years by dollars paid

2020$634K9 claims
2024$313K13 claims
2004$208K7 claims
2019$75K7 claims
2025$69K2 claims

Full disaster history for Caldwell County

Most-paid counties in North Carolina

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.