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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / North Carolina / Mecklenburg County

Mecklenburg County Flood Insurance Claims

National Flood Insurance Program, 1978–2026 · 11th highest paid in North Carolina

Claims
2,883
Total paid
$60.9M
Average / claim
$21K
Building / contents
$53.2M / $7.7M

Paid by decade

1970s$161K · 93 claims
1980s$604K · 289 claims
1990s$14.7M · 799 claims
2000s$20.4M · 945 claims
2010s$9.6M · 447 claims
2020s$15.5M · 310 claims

Worst years by dollars paid

2008$11.2M425 claims
2024$10.0M159 claims
1997$9.1M368 claims
2003$5.6M260 claims
1995$4.8M254 claims

Full disaster history for Mecklenburg County →

Most-paid counties in North Carolina

Craven County$236.3MDare County$226.1MNew Hanover County$187.3MBeaufort County$125.2MCarteret County$123.1MPender County$117.4MBuncombe County$103.9MBrunswick County$99.3M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.