Home / Flood Insurance Claims / North Carolina / Buncombe County
Buncombe County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 7th highest paid in North Carolina
Claims
1,192
Total paid
$103.9M
Average / claim
$87K
Building / contents
$80.0M / $23.9M
Paid by decade
1970s$40K · 27 claims
1980s$142K · 23 claims
1990s$1.6M · 101 claims
2000s$14.8M · 286 claims
2010s$2.8M · 149 claims
2020s$84.6M · 606 claims
Worst years by dollars paid
| 2024 | $81.5M | 506 claims |
| 2004 | $14.7M | 257 claims |
| 2021 | $2.8M | 85 claims |
| 1995 | $1.2M | 52 claims |
| 2019 | $833K | 25 claims |
Full disaster history for Buncombe County →
Most-paid counties in North Carolina
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.