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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / North Carolina / Clay County

Clay County Flood Insurance Claims

National Flood Insurance Program, 19982025 · 90th highest paid in North Carolina

Claims
35
Total paid
$175K
Average / claim
$5K
Building / contents
$172K / $3K

Paid by decade

1990s$1K · 1 claims
2000s$5K · 1 claims
2010s$96K · 20 claims
2020s$73K · 13 claims

Worst years by dollars paid

2013$68K13 claims
2025$38K7 claims
2021$35K4 claims
2015$18K6 claims
2019$10K1 claims

Full disaster history for Clay County

Most-paid counties in North Carolina

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.