Home / Flood Insurance Claims / Florida
Flood Insurance Claims in Florida
447,105 NFIP claims · $19.3B paid · 67 counties · 1978–2026
| County | Claims | Paid | Avg / claim | Years |
|---|---|---|---|---|
| Lee County | 48,493 | $4.0B | $82K | 1978–2026 |
| Pinellas County | 51,767 | $3.7B | $72K | 1978–2026 |
| Hillsborough County | 18,549 | $1.2B | $64K | 1978–2026 |
| Collier County | 14,771 | $1.1B | $77K | 1978–2026 |
| Miami-Dade County | 62,027 | $855.6M | $14K | 1978–2026 |
| Sarasota County | 14,412 | $853.7M | $59K | 1978–2026 |
| Escambia County | 16,498 | $723.2M | $44K | 1978–2026 |
| Monroe County | 27,430 | $709.0M | $26K | 1978–2026 |
| Pasco County | 14,541 | $692.0M | $48K | 1978–2026 |
| Manatee County | 11,387 | $648.8M | $57K | 1978–2026 |
| Volusia County | 12,572 | $581.5M | $46K | 1978–2026 |
| Santa Rosa County | 10,439 | $519.8M | $50K | 1978–2026 |
| Charlotte County | 11,697 | $474.7M | $41K | 1978–2026 |
| Broward County | 35,042 | $458.1M | $13K | 1978–2026 |
| Citrus County | 7,076 | $382.6M | $54K | 1978–2026 |
| Bay County | 9,002 | $336.6M | $37K | 1978–2026 |
| Okaloosa County | 8,221 | $282.3M | $34K | 1978–2026 |
| St. Johns County | 7,637 | $250.1M | $33K | 1978–2025 |
| Duval County | 6,062 | $214.3M | $35K | 1978–2026 |
| Hernando County | 3,244 | $137.7M | $42K | 1978–2025 |
| Gulf County | 1,717 | $93.9M | $55K | 1978–2024 |
| St. Lucie County | 3,988 | $84.4M | $21K | 1978–2026 |
| Flagler County | 2,153 | $78.2M | $36K | 1982–2026 |
| Clay County | 1,744 | $75.3M | $43K | 1979–2025 |
| Orange County | 2,271 | $73.0M | $32K | 1978–2026 |
| Palm Beach County | 10,757 | $72.2M | $7K | 1978–2026 |
| Brevard County | 5,688 | $69.0M | $12K | 1978–2026 |
| Walton County | 3,174 | $68.4M | $22K | 1978–2025 |
| Indian River County | 3,349 | $66.1M | $20K | 1978–2025 |
| Levy County | 1,315 | $55.0M | $42K | 1982–2026 |
| Seminole County | 1,561 | $54.2M | $35K | 1978–2026 |
| Franklin County | 2,866 | $46.0M | $16K | 1979–2024 |
| Polk County | 1,670 | $45.7M | $27K | 1978–2026 |
| Martin County | 2,631 | $39.6M | $15K | 1978–2026 |
| Taylor County | 693 | $37.3M | $54K | 1978–2024 |
| Wakulla County | 1,553 | $33.3M | $21K | 1984–2024 |
| Osceola County | 1,031 | $25.1M | $24K | 1978–2026 |
| Dixie County | 916 | $21.4M | $23K | 1980–2024 |
| DeSoto County | 453 | $17.0M | $37K | 1978–2024 |
| Nassau County | 845 | $12.7M | $15K | 1978–2025 |
| Leon County | 1,015 | $11.8M | $12K | 1979–2025 |
| Putnam County | 621 | $10.6M | $17K | 1979–2025 |
| Alachua County | 308 | $8.8M | $29K | 1978–2026 |
| Suwannee County | 364 | $8.3M | $23K | 1980–2026 |
| Columbia County | 338 | $7.5M | $22K | 1980–2024 |
| Lake County | 470 | $7.3M | $15K | 1979–2025 |
| Hardee County | 129 | $6.1M | $48K | 1979–2024 |
| Marion County | 250 | $6.0M | $24K | 1979–2026 |
| Washington County | 184 | $4.6M | $25K | 1978–2022 |
| Bradford County | 184 | $4.2M | $23K | 1980–2025 |
| Holmes County | 165 | $2.8M | $17K | 1978–2021 |
| Baker County | 95 | $2.8M | $29K | 1983–2024 |
| Highlands County | 202 | $2.6M | $13K | 1980–2025 |
| Lafayette County | 207 | $2.5M | $12K | 1983–2024 |
| Gilchrist County | 212 | $2.2M | $11K | 1983–2024 |
| Calhoun County | 142 | $2.1M | $15K | 1984–2023 |
| Okeechobee County | 295 | $1.9M | $7K | 1979–2025 |
| Hamilton County | 116 | $1.6M | $14K | 1983–2024 |
| Madison County | 84 | $1.5M | $18K | 1984–2024 |
| Sumter County | 123 | $1.5M | $12K | 1978–2024 |
| Jackson County | 72 | $847K | $12K | 1979–2024 |
| Hendry County | 132 | $742K | $6K | 1982–2024 |
| Union County | 31 | $500K | $16K | 1992–2024 |
| Glades County | 56 | $394K | $7K | 1985–2024 |
| Gadsden County | 41 | $328K | $8K | 1979–2024 |
| Liberty County | 9 | $132K | $15K | 1991–2018 |
| Jefferson County | 18 | $88K | $5K | 1984–2022 |
Full disaster history for Florida →
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 — dollars paid on closed claims. History and statistics only, not a flood-risk forecast or insurance quote.