Home / Flood Insurance Claims / Florida / Okaloosa County
Okaloosa County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 17th highest paid in Florida
Claims
8,221
Total paid
$282.3M
Average / claim
$34K
Building / contents
$240.8M / $41.4M
Paid by decade
1970s$148K · 38 claims
1980s$43K · 47 claims
1990s$120.8M · 3,650 claims
2000s$138.2M · 3,648 claims
2010s$12.1M · 445 claims
2020s$11.0M · 393 claims
Worst years by dollars paid
| 1995 | $116.2M | 2,949 claims |
| 2004 | $114.2M | 2,542 claims |
| 2005 | $22.8M | 975 claims |
| 2020 | $10.3M | 338 claims |
| 2014 | $9.7M | 334 claims |
Full disaster history for Okaloosa County →
Most-paid counties in Florida
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.