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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Florida / Highlands County

Highlands County Flood Insurance Claims

National Flood Insurance Program, 19802025 · 53th highest paid in Florida

Claims
202
Total paid
$2.6M
Average / claim
$13K
Building / contents
$2.2M / $368K

Paid by decade

1980s$5K · 3 claims
1990s$22K · 11 claims
2000s$535K · 68 claims
2010s$818K · 79 claims
2020s$1.2M · 41 claims

Worst years by dollars paid

2022$1.2M33 claims
2017$679K69 claims
2005$271K11 claims
2004$230K43 claims
2013$83K3 claims

Full disaster history for Highlands County

Most-paid counties in Florida

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.