Home / Flood Insurance Claims / Florida / Miami-Dade County
Miami-Dade County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 5th highest paid in Florida
Claims
62,027
Total paid
$855.6M
Average / claim
$14K
Building / contents
$673.2M / $182.4M
Paid by decade
1970s$457K · 528 claims
1980s$3.0M · 2,450 claims
1990s$250.0M · 25,850 claims
2000s$311.0M · 23,587 claims
2010s$153.7M · 6,347 claims
2020s$137.4M · 3,265 claims
Worst years by dollars paid
| 2000 | $146.8M | 11,091 claims |
| 1992 | $140.5M | 8,390 claims |
| 2005 | $124.4M | 9,717 claims |
| 2017 | $108.7M | 4,100 claims |
| 1999 | $91.5M | 13,393 claims |
Full disaster history for Miami-Dade County →
Most-paid counties in Florida
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.