Home / Flood Insurance Claims / Florida / Monroe County
Monroe County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 8th highest paid in Florida
Claims
27,430
Total paid
$709.0M
Average / claim
$26K
Building / contents
$603.2M / $105.8M
Paid by decade
1970s$4K · 20 claims
1980s$643K · 435 claims
1990s$49.3M · 8,573 claims
2000s$336.3M · 9,358 claims
2010s$291.5M · 8,319 claims
2020s$31.2M · 725 claims
Worst years by dollars paid
| 2005 | $335.4M | 9,186 claims |
| 2017 | $290.5M | 8,190 claims |
| 1998 | $43.0M | 7,258 claims |
| 2022 | $28.7M | 570 claims |
| 1999 | $4.8M | 855 claims |
Full disaster history for Monroe County →
Most-paid counties in Florida
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.