Home / Flood Insurance Claims / Florida / Polk County
Polk County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 33th highest paid in Florida
Claims
1,670
Total paid
$45.7M
Average / claim
$27K
Building / contents
$38.0M / $7.8M
Paid by decade
1970s$80K · 18 claims
1980s$150K · 21 claims
1990s$1.1M · 130 claims
2000s$6.3M · 573 claims
2010s$8.0M · 350 claims
2020s$30.1M · 578 claims
Worst years by dollars paid
| 2024 | $27.7M | 396 claims |
| 2017 | $7.2M | 252 claims |
| 2004 | $3.7M | 418 claims |
| 2022 | $2.2M | 146 claims |
| 2005 | $1.9M | 75 claims |
Full disaster history for Polk County →
Most-paid counties in Florida
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.