DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Florida / Hernando County

Hernando County Flood Insurance Claims

National Flood Insurance Program, 19782025 · 20th highest paid in Florida

Claims
3,244
Total paid
$137.7M
Average / claim
$42K
Building / contents
$116.6M / $21.2M

Paid by decade

1970s$21K · 12 claims
1980s$714K · 143 claims
1990s$26.1M · 1,137 claims
2000s$1.5M · 152 claims
2010s$11.2M · 440 claims
2020s$98.2M · 1,360 claims

Worst years by dollars paid

2024$81.5M1,058 claims
1993$23.0M830 claims
2023$16.4M291 claims
2016$8.0M237 claims
1996$2.5M223 claims

Full disaster history for Hernando County

Most-paid counties in Florida

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.