Home / Flood Insurance Claims / Florida / Santa Rosa County
Santa Rosa County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 12th highest paid in Florida
Claims
10,439
Total paid
$519.8M
Average / claim
$50K
Building / contents
$405.3M / $114.5M
Paid by decade
1970s$1.2M · 288 claims
1980s$506K · 82 claims
1990s$40.8M · 2,418 claims
2000s$422.2M · 5,631 claims
2010s$20.7M · 645 claims
2020s$34.3M · 1,375 claims
Worst years by dollars paid
| 2004 | $399.2M | 4,274 claims |
| 1995 | $36.9M | 1,761 claims |
| 2020 | $33.6M | 1,322 claims |
| 2005 | $22.2M | 1,232 claims |
| 2014 | $18.5M | 475 claims |
Full disaster history for Santa Rosa County →
Most-paid counties in Florida
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.