Home / Flood Insurance Claims / Florida / Charlotte County
Charlotte County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 13th highest paid in Florida
Claims
11,697
Total paid
$474.7M
Average / claim
$41K
Building / contents
$431.6M / $43.2M
Paid by decade
1970s$4K · 7 claims
1980s$1.0M · 414 claims
1990s$3.8M · 785 claims
2000s$7.0M · 1,503 claims
2010s$4.0M · 340 claims
2020s$459.0M · 8,648 claims
Worst years by dollars paid
| 2024 | $400.0M | 6,250 claims |
| 2022 | $52.5M | 2,192 claims |
| 2023 | $5.7M | 154 claims |
| 2017 | $3.7M | 251 claims |
| 2001 | $3.7M | 347 claims |
Full disaster history for Charlotte County →
Most-paid counties in Florida
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.