Home / Flood Insurance Claims / Michigan
Flood Insurance Claims in Michigan
14,783 NFIP claims · $148.4M paid · 76 counties · 1978–2026
| County | Claims | Paid | Avg / claim | Years |
|---|---|---|---|---|
| Midland County | 547 | $27.8M | $51K | 1982–2026 |
| Wayne County | 2,891 | $13.7M | $5K | 1978–2026 |
| Saginaw County | 794 | $11.8M | $15K | 1978–2026 |
| Kent County | 673 | $10.3M | $15K | 1978–2026 |
| Monroe County | 1,672 | $9.9M | $6K | 1978–2024 |
| Macomb County | 1,437 | $8.9M | $6K | 1978–2026 |
| Oakland County | 582 | $5.5M | $9K | 1978–2026 |
| St. Clair County | 1,184 | $5.2M | $4K | 1978–2026 |
| Kalamazoo County | 291 | $5.1M | $18K | 1978–2026 |
| Berrien County | 310 | $4.4M | $14K | 1978–2026 |
| Newaygo County | 153 | $4.3M | $28K | 1980–2026 |
| Ottawa County | 336 | $3.3M | $10K | 1979–2026 |
| Genesee County | 467 | $3.3M | $7K | 1978–2026 |
| Barry County | 281 | $3.0M | $11K | 1979–2026 |
| Bay County | 515 | $2.5M | $5K | 1979–2023 |
| Ingham County | 397 | $2.4M | $6K | 1978–2026 |
| Arenac County | 119 | $2.0M | $17K | 1980–2026 |
| Gladwin County | 31 | $1.7M | $56K | 2004–2020 |
| Washtenaw County | 133 | $1.6M | $12K | 1980–2026 |
| St. Joseph County | 110 | $1.6M | $15K | 1978–2020 |
| Osceola County | 66 | $1.6M | $24K | 1989–2026 |
| Mecosta County | 64 | $1.5M | $23K | 1986–2026 |
| Cheboygan County | 36 | $1.5M | $41K | 1979–2026 |
| Allegan County | 69 | $1.3M | $18K | 1978–2025 |
| Lake County | 46 | $1.2M | $26K | 1982–2020 |
| Grand Traverse County | 58 | $1.1M | $18K | 1986–2026 |
| Tuscola County | 133 | $1.0M | $8K | 1978–2021 |
| Livingston County | 128 | $977K | $8K | 1980–2026 |
| Muskegon County | 131 | $842K | $6K | 1978–2026 |
| Iosco County | 80 | $809K | $10K | 1979–2026 |
| Eaton County | 149 | $703K | $5K | 1978–2026 |
| Branch County | 33 | $590K | $18K | 1982–2026 |
| Isabella County | 37 | $543K | $15K | 1985–2022 |
| Clinton County | 29 | $497K | $17K | 1981–2026 |
| Wexford County | 16 | $466K | $29K | 2008–2026 |
| Menominee County | 48 | $412K | $9K | 1984–2026 |
| Lenawee County | 60 | $345K | $6K | 1979–2023 |
| Delta County | 28 | $313K | $11K | 1986–2026 |
| Ionia County | 37 | $292K | $8K | 1981–2024 |
| Manistee County | 29 | $253K | $9K | 1981–2026 |
| Mason County | 13 | $238K | $18K | 1986–2023 |
| Marquette County | 21 | $233K | $11K | 1979–2026 |
| Huron County | 49 | $228K | $5K | 1986–2020 |
| Calhoun County | 60 | $227K | $4K | 1978–2025 |
| Van Buren County | 31 | $221K | $7K | 1978–2024 |
| Jackson County | 41 | $216K | $5K | 1981–2024 |
| Hillsdale County | 13 | $184K | $14K | 1989–2026 |
| Oceana County | 30 | $183K | $6K | 1979–2026 |
| Charlevoix County | 10 | $183K | $18K | 2010–2026 |
| Lapeer County | 27 | $174K | $6K | 1979–2013 |
| Gratiot County | 36 | $149K | $4K | 1986–2026 |
| Chippewa County | 6 | $137K | $23K | 1986–2026 |
| Leelanau County | 20 | $122K | $6K | 1985–2026 |
| Crawford County | 1 | $118K | $118K | 2026–2026 |
| Houghton County | 6 | $117K | $20K | 2014–2018 |
| Sanilac County | 14 | $113K | $8K | 1983–2003 |
| Cass County | 15 | $112K | $7K | 1982–2024 |
| Montcalm County | 9 | $110K | $12K | 1986–2026 |
| Shiawassee County | 62 | $106K | $2K | 1981–2026 |
| Roscommon County | 3 | $93K | $31K | 2019–2026 |
| Benzie County | 11 | $87K | $8K | 1985–2020 |
| Alcona County | 15 | $72K | $5K | 1979–2026 |
| Alpena County | 17 | $57K | $3K | 1984–2026 |
| Alger County | 7 | $52K | $7K | 1992–2022 |
| Gogebic County | 10 | $38K | $4K | 1996–2022 |
| Clare County | 8 | $27K | $3K | 1986–2023 |
| Dickinson County | 6 | $15K | $2K | 1987–2002 |
| Baraga County | 6 | $14K | $2K | 1987–2003 |
| Emmet County | 8 | $14K | $2K | 2012–2026 |
| Schoolcraft County | 2 | $10K | $5K | 2004–2020 |
| Mackinac County | 6 | $9K | $1K | 1986–2020 |
| Luce County | 1 | $6K | $6K | 2001–2001 |
| Ontonagon County | 9 | $5K | $517 | 1980–2021 |
| Antrim County | 6 | $4K | $586 | 1980–2026 |
| Iron County | 3 | $0 | $0 | 1979–1999 |
| Presque Isle County | 1 | $0 | $0 | 1997–1997 |
Full disaster history for Michigan →
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 — dollars paid on closed claims. History and statistics only, not a flood-risk forecast or insurance quote.