DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Michigan / Saginaw County

Saginaw County Flood Insurance Claims

National Flood Insurance Program, 19782026 · 3rd highest paid in Michigan

Claims
794
Total paid
$11.8M
Average / claim
$15K
Building / contents
$11.2M / $608K

Paid by decade

1970s$6K · 6 claims
1980s$1.8M · 277 claims
1990s$274K · 96 claims
2000s$159K · 51 claims
2010s$2.2M · 135 claims
2020s$7.4M · 229 claims

Worst years by dollars paid

2020$6.9M184 claims
1986$1.7M200 claims
2013$1.2M72 claims
2017$645K26 claims
2026$383K36 claims

Full disaster history for Saginaw County

Most-paid counties in Michigan

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.