DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Michigan / Oakland County

Oakland County Flood Insurance Claims

National Flood Insurance Program, 19782026 · 7th highest paid in Michigan

Claims
582
Total paid
$5.5M
Average / claim
$9K
Building / contents
$4.9M / $621K

Paid by decade

1970s$24K · 16 claims
1980s$429K · 168 claims
1990s$1.5M · 70 claims
2000s$695K · 104 claims
2010s$567K · 114 claims
2020s$2.3M · 110 claims

Worst years by dollars paid

2023$1.2M33 claims
1998$1.2M21 claims
2021$504K34 claims
2004$449K23 claims
2014$344K44 claims

Full disaster history for Oakland County

Most-paid counties in Michigan

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.