Home / Flood Insurance Claims / Michigan / St. Joseph County
St. Joseph County Flood Insurance Claims
National Flood Insurance Program, 1978–2020 · 20th highest paid in Michigan
Claims
110
Total paid
$1.6M
Average / claim
$15K
Building / contents
$1.1M / $496K
Paid by decade
1970s$509 · 1 claims
1980s$392K · 44 claims
1990s$0 · 2 claims
2000s$237K · 33 claims
2010s$925K · 27 claims
2020s$83K · 3 claims
Worst years by dollars paid
| 2018 | $913K | 24 claims |
| 1989 | $235K | 14 claims |
| 2008 | $139K | 18 claims |
| 2009 | $88K | 5 claims |
| 1982 | $86K | 15 claims |
Full disaster history for St. Joseph County →
Most-paid counties in Michigan
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.