Home / Flood Insurance Claims / Michigan / Ottawa County
Ottawa County Flood Insurance Claims
National Flood Insurance Program, 1979–2026 · 12th highest paid in Michigan
Claims
336
Total paid
$3.3M
Average / claim
$10K
Building / contents
$3.0M / $357K
Paid by decade
1970s$0 · 1 claims
1980s$778K · 93 claims
1990s$153K · 33 claims
2000s$996K · 68 claims
2010s$1.0M · 100 claims
2020s$370K · 41 claims
Worst years by dollars paid
| 2013 | $628K | 61 claims |
| 1985 | $513K | 46 claims |
| 2009 | $506K | 28 claims |
| 2005 | $303K | 10 claims |
| 2020 | $287K | 29 claims |
Full disaster history for Ottawa County →
Most-paid counties in Michigan
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.