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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Michigan / Grand Traverse County

Grand Traverse County Flood Insurance Claims

National Flood Insurance Program, 19862026 · 26th highest paid in Michigan

Claims
58
Total paid
$1.1M
Average / claim
$18K
Building / contents
$866K / $196K

Paid by decade

1980s$35K · 8 claims
1990s$8K · 5 claims
2000s$9K · 6 claims
2010s$195K · 12 claims
2020s$814K · 27 claims

Worst years by dollars paid

2026$683K11 claims
2012$161K6 claims
2020$99K10 claims
2021$29K2 claims
1987$22K2 claims

Full disaster history for Grand Traverse County

Most-paid counties in Michigan

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.