Home / Flood Insurance Claims / Texas
Flood Insurance Claims in Texas
392,021 NFIP claims · $17.3B paid · 217 counties · 1978–2026
| County | Claims | Paid | Avg / claim | Years |
|---|---|---|---|---|
| Harris County | 170,843 | $8.7B | $51K | 1978–2026 |
| Galveston County | 60,619 | $2.4B | $40K | 1978–2026 |
| Jefferson County | 22,711 | $1.2B | $52K | 1978–2026 |
| Orange County | 12,875 | $1.0B | $81K | 1978–2026 |
| Montgomery County | 13,035 | $632.5M | $49K | 1978–2026 |
| Brazoria County | 21,436 | $627.6M | $29K | 1978–2026 |
| Fort Bend County | 7,389 | $449.7M | $61K | 1978–2026 |
| Hardin County | 2,400 | $190.5M | $79K | 1978–2026 |
| Nueces County | 8,673 | $186.4M | $21K | 1978–2026 |
| Cameron County | 7,061 | $184.6M | $26K | 1978–2026 |
| Chambers County | 2,096 | $128.7M | $61K | 1979–2026 |
| Hidalgo County | 4,404 | $117.8M | $27K | 1978–2026 |
| Travis County | 4,416 | $114.5M | $26K | 1978–2026 |
| Liberty County | 3,306 | $109.1M | $33K | 1978–2026 |
| Guadalupe County | 2,455 | $107.7M | $44K | 1978–2025 |
| Hays County | 1,489 | $71.4M | $48K | 1979–2024 |
| Dallas County | 3,455 | $69.2M | $20K | 1978–2026 |
| Aransas County | 4,126 | $63.8M | $15K | 1979–2026 |
| Tarrant County | 3,569 | $61.3M | $17K | 1978–2026 |
| Comal County | 1,223 | $60.4M | $49K | 1978–2026 |
| Wharton County | 1,166 | $51.5M | $44K | 1979–2026 |
| Waller County | 878 | $44.0M | $50K | 1978–2024 |
| Bexar County | 2,307 | $33.7M | $15K | 1978–2026 |
| Newton County | 552 | $27.7M | $50K | 1979–2025 |
| Burnet County | 626 | $24.7M | $39K | 1979–2025 |
| Matagorda County | 2,137 | $24.4M | $11K | 1979–2025 |
| Williamson County | 741 | $22.2M | $30K | 1979–2026 |
| Kerr County | 372 | $20.1M | $54K | 1978–2026 |
| Llano County | 693 | $19.9M | $29K | 1979–2026 |
| Wichita County | 1,295 | $19.8M | $15K | 1979–2025 |
| San Patricio County | 1,981 | $19.8M | $10K | 1979–2026 |
| Grayson County | 743 | $18.2M | $25K | 1979–2025 |
| Taylor County | 936 | $15.6M | $17K | 1978–2026 |
| Walker County | 392 | $15.5M | $40K | 1979–2025 |
| Bell County | 499 | $14.4M | $29K | 1979–2026 |
| Austin County | 327 | $14.1M | $43K | 1983–2026 |
| Victoria County | 744 | $11.2M | $15K | 1978–2025 |
| Denton County | 563 | $10.5M | $19K | 1979–2026 |
| Cooke County | 370 | $10.4M | $28K | 1981–2020 |
| San Jacinto County | 491 | $10.2M | $21K | 1979–2025 |
| Polk County | 346 | $10.1M | $29K | 1979–2025 |
| Bastrop County | 331 | $9.9M | $30K | 1979–2022 |
| Brown County | 533 | $9.5M | $18K | 1978–2024 |
| Fayette County | 133 | $8.3M | $63K | 1979–2024 |
| Calhoun County | 831 | $8.0M | $10K | 1979–2025 |
| Brazos County | 569 | $7.6M | $13K | 1979–2025 |
| Jasper County | 228 | $7.5M | $33K | 1978–2024 |
| Caldwell County | 180 | $7.3M | $41K | 1985–2025 |
| Webb County | 269 | $6.8M | $25K | 1979–2026 |
| Tom Green County | 206 | $6.5M | $32K | 1978–2025 |
| Gonzales County | 219 | $6.4M | $29K | 1978–2024 |
| El Paso County | 780 | $6.3M | $8K | 1978–2026 |
| Ellis County | 159 | $6.0M | $38K | 1979–2026 |
| McLennan County | 385 | $5.9M | $15K | 1979–2026 |
| DeWitt County | 227 | $5.8M | $26K | 1980–2023 |
| Bandera County | 218 | $5.7M | $26K | 1978–2026 |
| Maverick County | 162 | $5.6M | $34K | 1979–2026 |
| Harrison County | 260 | $5.5M | $21K | 1979–2026 |
| Potter County | 387 | $5.4M | $14K | 1978–2025 |
| Angelina County | 328 | $5.4M | $16K | 1979–2025 |
| Collin County | 357 | $5.2M | $15K | 1978–2026 |
| Bowie County | 242 | $5.2M | $21K | 1978–2025 |
| Eastland County | 171 | $5.1M | $30K | 1986–2021 |
| Willacy County | 522 | $5.0M | $10K | 1979–2025 |
| Johnson County | 332 | $4.9M | $15K | 1979–2025 |
| Smith County | 311 | $4.7M | $15K | 1978–2025 |
| Limestone County | 291 | $4.6M | $16K | 1979–2025 |
| Parker County | 278 | $4.5M | $16K | 1978–2025 |
| Colorado County | 83 | $4.4M | $53K | 1981–2024 |
| Uvalde County | 128 | $4.1M | $32K | 1978–2026 |
| Nacogdoches County | 241 | $4.1M | $17K | 1979–2024 |
| Gregg County | 239 | $4.0M | $17K | 1979–2025 |
| Jones County | 119 | $3.9M | $33K | 1980–2024 |
| Tyler County | 187 | $3.9M | $21K | 1979–2025 |
| Medina County | 148 | $3.7M | $25K | 1980–2026 |
| Val Verde County | 158 | $3.6M | $23K | 1979–2026 |
| Hood County | 179 | $3.6M | $20K | 1979–2024 |
| Kendall County | 252 | $3.6M | $14K | 1978–2026 |
| Jackson County | 232 | $3.4M | $15K | 1978–2025 |
| Henderson County | 90 | $3.4M | $37K | 1980–2026 |
| Randall County | 328 | $3.3M | $10K | 1978–2025 |
| Lubbock County | 346 | $2.7M | $8K | 1979–2025 |
| Navarro County | 108 | $2.6M | $24K | 1980–2024 |
| Ector County | 187 | $2.5M | $13K | 1978–2026 |
| Trinity County | 140 | $2.5M | $18K | 1979–2025 |
| Wise County | 94 | $2.5M | $27K | 1986–2025 |
| Blanco County | 43 | $2.5M | $58K | 1985–2015 |
| Lamar County | 139 | $2.5M | $18K | 1979–2026 |
| Haskell County | 176 | $2.3M | $13K | 1979–2024 |
| Kleberg County | 279 | $2.2M | $8K | 1980–2024 |
| Kaufman County | 77 | $2.1M | $27K | 1985–2025 |
| Wilson County | 71 | $2.0M | $28K | 1978–2021 |
| Starr County | 84 | $2.0M | $24K | 1981–2026 |
| Refugio County | 122 | $1.9M | $16K | 1978–2022 |
| Fannin County | 60 | $1.7M | $29K | 1981–2023 |
| Clay County | 48 | $1.7M | $35K | 1979–2025 |
| Washington County | 71 | $1.7M | $23K | 1978–2021 |
| Jim Wells County | 187 | $1.6M | $9K | 1980–2021 |
| Hunt County | 63 | $1.6M | $26K | 1979–2026 |
| Midland County | 145 | $1.6M | $11K | 1978–2025 |
| Van Zandt County | 40 | $1.6M | $39K | 1979–2026 |
| Lavaca County | 115 | $1.5M | $13K | 1980–2021 |
| Burleson County | 63 | $1.5M | $24K | 1979–2026 |
| Bosque County | 43 | $1.5M | $35K | 1979–2024 |
| Rockwall County | 61 | $1.5M | $24K | 1979–2026 |
| Montague County | 77 | $1.5M | $19K | 1981–2025 |
| Robertson County | 53 | $1.5M | $27K | 1983–2023 |
| Palo Pinto County | 97 | $1.4M | $14K | 1981–2025 |
| Grimes County | 89 | $1.4M | $16K | 1994–2024 |
| San Saba County | 28 | $1.3M | $45K | 1992–2025 |
| Bee County | 90 | $1.3M | $14K | 1980–2025 |
| Brooks County | 185 | $1.2M | $6K | 1978–2021 |
| Nolan County | 56 | $1.1M | $20K | 1980–2019 |
| Coryell County | 72 | $1.1M | $15K | 1981–2025 |
| Live Oak County | 56 | $928K | $17K | 1980–2018 |
| Stephens County | 68 | $896K | $13K | 1978–2021 |
| Sutton County | 30 | $894K | $30K | 1990–2026 |
| Archer County | 24 | $859K | $36K | 1982–2016 |
| Cass County | 30 | $773K | $26K | 1979–2025 |
| Lampasas County | 43 | $755K | $18K | 1984–2025 |
| Marion County | 46 | $690K | $15K | 1979–2025 |
| Real County | 60 | $673K | $11K | 1984–2026 |
| Erath County | 21 | $670K | $32K | 1990–2024 |
| Lee County | 25 | $648K | $26K | 1981–2021 |
| Somervell County | 34 | $633K | $19K | 1981–2026 |
| Cherokee County | 66 | $625K | $9K | 1979–2025 |
| Freestone County | 17 | $587K | $35K | 1979–2021 |
| Zavala County | 46 | $520K | $11K | 1979–2026 |
| Atascosa County | 36 | $516K | $14K | 1980–2021 |
| Young County | 84 | $498K | $6K | 1978–2025 |
| Howard County | 31 | $480K | $15K | 1986–2026 |
| Dimmit County | 11 | $474K | $43K | 1986–2026 |
| Hill County | 31 | $463K | $15K | 1981–2024 |
| Madison County | 26 | $452K | $17K | 1979–2024 |
| Goliad County | 16 | $424K | $26K | 1980–2007 |
| Kimble County | 18 | $389K | $22K | 1981–2024 |
| Houston County | 28 | $383K | $14K | 1979–2025 |
| Rusk County | 62 | $383K | $6K | 1979–2024 |
| Franklin County | 13 | $326K | $25K | 2008–2017 |
| Hopkins County | 36 | $304K | $8K | 1980–2025 |
| Duval County | 17 | $299K | $18K | 1980–2020 |
| Anderson County | 19 | $293K | $15K | 1995–2025 |
| Menard County | 36 | $290K | $8K | 1980–2025 |
| Jack County | 6 | $284K | $47K | 1999–2025 |
| Rains County | 8 | $255K | $32K | 1983–2008 |
| Titus County | 6 | $249K | $41K | 2016–2023 |
| Hudspeth County | 1 | $245K | $245K | 2007–2007 |
| Lipscomb County | 6 | $238K | $40K | 1997–2019 |
| Milam County | 15 | $200K | $13K | 1979–2016 |
| Gillespie County | 19 | $192K | $10K | 1980–2026 |
| Wilbarger County | 10 | $187K | $19K | 1981–2007 |
| Upshur County | 8 | $181K | $23K | 1979–2025 |
| Falls County | 9 | $178K | $20K | 1987–2024 |
| Kinney County | 6 | $159K | $26K | 1998–2015 |
| Throckmorton County | 3 | $159K | $53K | 1982–2017 |
| Wood County | 11 | $155K | $14K | 1980–2017 |
| Dawson County | 10 | $143K | $14K | 1980–2021 |
| Runnels County | 6 | $140K | $23K | 2006–2017 |
| Coleman County | 13 | $139K | $11K | 1998–2016 |
| Hockley County | 15 | $132K | $9K | 1986–2024 |
| Leon County | 8 | $130K | $16K | 1998–2025 |
| Mason County | 5 | $119K | $24K | 1997–2018 |
| Shackelford County | 23 | $114K | $5K | 1978–2002 |
| Karnes County | 15 | $105K | $7K | 1981–2020 |
| Shelby County | 6 | $99K | $17K | 1978–2022 |
| Zapata County | 7 | $98K | $14K | 1987–2023 |
| Terry County | 13 | $84K | $6K | 1980–2017 |
| San Augustine County | 6 | $82K | $14K | 2008–2019 |
| Comanche County | 12 | $73K | $6K | 1988–2025 |
| Yoakum County | 14 | $73K | $5K | 1979–2015 |
| La Salle County | 19 | $69K | $4K | 2002–2026 |
| Panola County | 7 | $67K | $10K | 1987–2016 |
| Fisher County | 8 | $67K | $8K | 1980–2005 |
| Culberson County | 1 | $63K | $63K | 2020–2020 |
| Kenedy County | 1 | $59K | $59K | 2020–2020 |
| Gaines County | 10 | $58K | $6K | 1979–2015 |
| Frio County | 6 | $57K | $9K | 1980–2007 |
| Mitchell County | 6 | $53K | $9K | 1986–1992 |
| Brewster County | 12 | $52K | $4K | 1983–2016 |
| Callahan County | 6 | $46K | $8K | 1983–2021 |
| Jim Hogg County | 11 | $37K | $3K | 1979–2015 |
| Carson County | 3 | $36K | $12K | 2000–2015 |
| Hale County | 13 | $34K | $3K | 1985–2019 |
| Deaf Smith County | 10 | $33K | $3K | 1984–2023 |
| Crosby County | 1 | $33K | $33K | 2017–2017 |
| Wheeler County | 1 | $30K | $30K | 2015–2015 |
| Morris County | 5 | $27K | $5K | 1979–2021 |
| Concho County | 1 | $26K | $26K | 2013–2013 |
| Sabine County | 5 | $26K | $5K | 1979–2016 |
| Presidio County | 3 | $24K | $8K | 2008–2008 |
| Baylor County | 3 | $23K | $8K | 1982–1989 |
| Lynn County | 1 | $22K | $22K | 2022–2022 |
| McCulloch County | 1 | $19K | $19K | 2025–2025 |
| Collingsworth County | 4 | $17K | $4K | 1993–2023 |
| Hutchinson County | 2 | $15K | $7K | 2015–2015 |
| Scurry County | 6 | $14K | $2K | 1980–2015 |
| Irion County | 2 | $13K | $7K | 2021–2021 |
| Garza County | 1 | $12K | $12K | 2002–2002 |
| Crockett County | 3 | $12K | $4K | 2007–2026 |
| Swisher County | 1 | $9K | $9K | 2017–2017 |
| Childress County | 1 | $8K | $8K | 1989–1989 |
| Donley County | 7 | $7K | $1K | 1995–2007 |
| Camp County | 3 | $7K | $2K | 1978–1983 |
| Stonewall County | 1 | $6K | $6K | 1992–1992 |
| Hamilton County | 2 | $6K | $3K | 2012–2013 |
| Terrell County | 3 | $5K | $2K | 1978–1978 |
| Gray County | 3 | $5K | $2K | 1979–2010 |
| Hartley County | 1 | $4K | $4K | 1995–1995 |
| Delta County | 1 | $3K | $3K | 2002–2002 |
| Hall County | 2 | $3K | $1K | 2007–2016 |
| Reeves County | 2 | $1K | $510 | 2011–2016 |
| Hansford County | 1 | $966 | $966 | 1999–1999 |
| Dallam County | 3 | $884 | $295 | 2015–2016 |
| McMullen County | 2 | $642 | $321 | 2002–2002 |
| Martin County | 1 | $390 | $390 | 1980–1980 |
| Schleicher County | 1 | $0 | $0 | 2000–2000 |
| Lamb County | 1 | $0 | $0 | 2013–2013 |
Full disaster history for Texas →
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 — dollars paid on closed claims. History and statistics only, not a flood-risk forecast or insurance quote.