Home / Flood Insurance Claims / Texas / Smith County
Smith County Flood Insurance Claims
National Flood Insurance Program, 1978–2025 · 66th highest paid in Texas
Claims
311
Total paid
$4.7M
Average / claim
$15K
Building / contents
$3.7M / $1.0M
Paid by decade
1970s$93K · 11 claims
1980s$716K · 98 claims
1990s$174K · 27 claims
2000s$694K · 48 claims
2010s$2.0M · 95 claims
2020s$986K · 32 claims
Worst years by dollars paid
| 2015 | $757K | 23 claims |
| 2016 | $716K | 27 claims |
| 2024 | $515K | 14 claims |
| 1985 | $380K | 28 claims |
| 2007 | $373K | 18 claims |
Full disaster history for Smith County →
Most-paid counties in Texas
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.