Home / Flood Insurance Claims / Texas / Harris County
Harris County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 1st highest paid in Texas
Claims
170,843
Total paid
$8.7B
Average / claim
$51K
Building / contents
$6.8B / $1.9B
Paid by decade
1970s$72.0M · 8,320 claims
1980s$229.2M · 21,830 claims
1990s$264.1M · 14,168 claims
2000s$1.6B · 51,218 claims
2010s$6.5B · 72,132 claims
2020s$71.6M · 3,175 claims
Worst years by dollars paid
| 2017 | $5.4B | 49,786 claims |
| 2001 | $869.8M | 22,946 claims |
| 2016 | $445.5M | 8,157 claims |
| 2008 | $420.1M | 13,716 claims |
| 2015 | $394.8M | 7,002 claims |
Full disaster history for Harris County →
Most-paid counties in Texas
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.