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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / California / Santa Cruz County

Santa Cruz County Flood Insurance Claims

National Flood Insurance Program, 1978–2025 · 9th highest paid in California

Claims
1,633
Total paid
$24.9M
Average / claim
$15K
Building / contents
$22.9M / $2.0M

Paid by decade

1970s$60K · 20 claims
1980s$4.0M · 549 claims
1990s$5.2M · 480 claims
2000s$1.0M · 124 claims
2010s$2.3M · 193 claims
2020s$12.2M · 267 claims

Worst years by dollars paid

2023$7.8M155 claims
1998$4.3M292 claims
2022$4.2M97 claims
1983$1.9M180 claims
1982$1.7M207 claims

Full disaster history for Santa Cruz County →

Most-paid counties in California

Sonoma County$131.8MLos Angeles County$72.4MMarin County$54.7MSan Diego County$48.0MMonterey County$42.2MSacramento County$38.7MSanta Barbara County$31.4MNapa County$29.8M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.