Home / Flood Insurance Claims / California / Monterey County
Monterey County Flood Insurance Claims
National Flood Insurance Program, 1978–2024 · 5th highest paid in California
Claims
1,492
Total paid
$42.2M
Average / claim
$28K
Building / contents
$36.0M / $6.2M
Paid by decade
1970s$137K · 42 claims
1980s$352K · 50 claims
1990s$22.4M · 1,076 claims
2000s$3.3M · 59 claims
2010s$1.7M · 72 claims
2020s$14.3M · 193 claims
Worst years by dollars paid
| 1995 | $19.7M | 704 claims |
| 2023 | $13.1M | 170 claims |
| 2002 | $2.6M | 14 claims |
| 1998 | $1.8M | 319 claims |
| 2017 | $1.4M | 42 claims |
Full disaster history for Monterey County →
Most-paid counties in California
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.