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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / New Jersey / Middlesex County

Middlesex County Flood Insurance Claims

National Flood Insurance Program, 1978–2026 · 12th highest paid in New Jersey

Claims
5,249
Total paid
$162.8M
Average / claim
$31K
Building / contents
$143.7M / $19.1M

Paid by decade

1970s$145K · 148 claims
1980s$485K · 229 claims
1990s$13.5M · 955 claims
2000s$5.7M · 499 claims
2010s$92.2M · 2,470 claims
2020s$50.7M · 948 claims

Worst years by dollars paid

2012$51.8M747 claims
2021$41.6M712 claims
2011$28.8M1,114 claims
2010$9.7M471 claims
2025$8.1M163 claims

Full disaster history for Middlesex County →

Most-paid counties in New Jersey

Ocean County$2.4BMonmouth County$896.6MAtlantic County$474.2MBergen County$431.1MCape May County$404.8MPassaic County$315.2MSomerset County$239.5MMorris County$199.5M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.