Home / Flood Insurance Claims / New Jersey / Ocean County
Ocean County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 1st highest paid in New Jersey
Claims
52,882
Total paid
$2.4B
Average / claim
$46K
Building / contents
$2.2B / $275.4M
Paid by decade
1970s$334K · 240 claims
1980s$4.1M · 1,806 claims
1990s$75.1M · 9,255 claims
2000s$12.9M · 1,450 claims
2010s$2.3B · 39,720 claims
2020s$3.9M · 411 claims
Worst years by dollars paid
| 2012 | $2.3B | 37,797 claims |
| 1992 | $66.8M | 6,929 claims |
| 2011 | $17.3M | 1,156 claims |
| 2005 | $5.3M | 380 claims |
| 2006 | $4.0M | 407 claims |
Full disaster history for Ocean County →
Most-paid counties in New Jersey
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.