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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / New Jersey / Mercer County

Mercer County Flood Insurance Claims

National Flood Insurance Program, 1978–2025 · 13th highest paid in New Jersey

Claims
2,430
Total paid
$48.4M
Average / claim
$20K
Building / contents
$32.6M / $15.8M

Paid by decade

1970s$605K · 232 claims
1980s$2.1M · 267 claims
1990s$9.3M · 468 claims
2000s$9.2M · 763 claims
2010s$15.7M · 514 claims
2020s$11.5M · 186 claims

Worst years by dollars paid

2011$15.1M408 claims
2021$11.4M161 claims
1996$4.2M237 claims
1999$3.9M130 claims
2005$2.8M226 claims

Full disaster history for Mercer County →

Most-paid counties in New Jersey

Ocean County$2.4BMonmouth County$896.6MAtlantic County$474.2MBergen County$431.1MCape May County$404.8MPassaic County$315.2MSomerset County$239.5MMorris County$199.5M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.