Home / Flood Insurance Claims / Kentucky / Hardin County
Hardin County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 10th highest paid in Kentucky
Claims
478
Total paid
$9.8M
Average / claim
$21K
Building / contents
$9.0M / $793K
Paid by decade
1970s$17K · 17 claims
1980s$60K · 7 claims
1990s$1.9M · 132 claims
2000s$585K · 65 claims
2010s$3.2M · 157 claims
2020s$4.1M · 100 claims
Worst years by dollars paid
| 2025 | $4.0M | 88 claims |
| 1997 | $1.8M | 121 claims |
| 2018 | $1.2M | 47 claims |
| 2010 | $645K | 20 claims |
| 2011 | $634K | 39 claims |
Full disaster history for Hardin County →
Most-paid counties in Kentucky
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.