Home / Flood Insurance Claims / Kentucky / Franklin County
Franklin County Flood Insurance Claims
National Flood Insurance Program, 1978–2025 · 4th highest paid in Kentucky
Claims
1,518
Total paid
$32.0M
Average / claim
$21K
Building / contents
$27.9M / $4.0M
Paid by decade
1970s$2.0M · 150 claims
1980s$3.9M · 564 claims
1990s$4.8M · 350 claims
2000s$547K · 43 claims
2010s$6.1M · 233 claims
2020s$14.7M · 178 claims
Worst years by dollars paid
| 2025 | $13.9M | 133 claims |
| 2010 | $5.5M | 184 claims |
| 1997 | $4.5M | 277 claims |
| 1989 | $3.5M | 394 claims |
| 1978 | $2.0M | 143 claims |
Full disaster history for Franklin County →
Most-paid counties in Kentucky
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.