Home / Flood Insurance Claims / Kentucky / Garrard County
Garrard County Flood Insurance Claims
National Flood Insurance Program, 1991–2025 · 59th highest paid in Kentucky
Claims
23
Total paid
$948K
Average / claim
$41K
Building / contents
$919K / $29K
Paid by decade
1990s$10K · 5 claims
2010s$187K · 7 claims
2020s$751K · 11 claims
Worst years by dollars paid
| 2025 | $459K | 6 claims |
| 2021 | $292K | 5 claims |
| 2010 | $185K | 5 claims |
| 1997 | $4K | 1 claims |
| 1991 | $3K | 1 claims |
Full disaster history for Garrard County →
Most-paid counties in Kentucky
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.