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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / New Jersey / Essex County

Essex County Flood Insurance Claims

National Flood Insurance Program, 1978–2026 · 11th highest paid in New Jersey

Claims
5,844
Total paid
$162.9M
Average / claim
$28K
Building / contents
$126.3M / $36.6M

Paid by decade

1970s$482K · 289 claims
1980s$3.8M · 776 claims
1990s$12.4M · 906 claims
2000s$10.9M · 702 claims
2010s$85.9M · 2,083 claims
2020s$49.4M · 1,088 claims

Worst years by dollars paid

2011$60.5M1,543 claims
2021$46.5M878 claims
2012$16.9M115 claims
1999$10.2M635 claims
2007$8.5M502 claims

Full disaster history for Essex County →

Most-paid counties in New Jersey

Ocean County$2.4BMonmouth County$896.6MAtlantic County$474.2MBergen County$431.1MCape May County$404.8MPassaic County$315.2MSomerset County$239.5MMorris County$199.5M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.