DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Washington / Whatcom County

Whatcom County Flood Insurance Claims

National Flood Insurance Program, 19792026 · 3rd highest paid in Washington

Claims
1,211
Total paid
$52.6M
Average / claim
$43K
Building / contents
$48.8M / $3.8M

Paid by decade

1970s$96K · 13 claims
1980s$827K · 93 claims
1990s$2.5M · 211 claims
2000s$3.2M · 165 claims
2010s$379K · 41 claims
2020s$45.5M · 688 claims

Worst years by dollars paid

2021$22.3M329 claims
2025$21.3M297 claims
1990$2.0M142 claims
2009$1.6M56 claims
2022$925K28 claims

Full disaster history for Whatcom County

Most-paid counties in Washington

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.