DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Indiana / Spencer County

Spencer County Flood Insurance Claims

National Flood Insurance Program, 19782026 · 64th highest paid in Indiana

Claims
45
Total paid
$408K
Average / claim
$9K
Building / contents
$371K / $37K

Paid by decade

1970s$626 · 1 claims
1980s$257 · 1 claims
1990s$161K · 27 claims
2000s$28K · 3 claims
2010s$15K · 5 claims
2020s$203K · 8 claims

Worst years by dollars paid

2025$172K5 claims
1997$161K26 claims
2026$18K1 claims
2008$17K1 claims
2024$13K1 claims

Full disaster history for Spencer County

Most-paid counties in Indiana

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.