Home / Flood Insurance Claims / New York / Schenectady County
Schenectady County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 26th highest paid in New York
Claims
356
Total paid
$8.2M
Average / claim
$23K
Building / contents
$7.1M / $1.2M
Paid by decade
1970s$19K · 23 claims
1980s$30K · 37 claims
1990s$601K · 44 claims
2000s$829K · 100 claims
2010s$6.5M · 146 claims
2020s$230K · 6 claims
Worst years by dollars paid
| 2011 | $6.1M | 127 claims |
| 1996 | $573K | 38 claims |
| 2018 | $340K | 8 claims |
| 2005 | $321K | 40 claims |
| 2006 | $218K | 16 claims |
Full disaster history for Schenectady County →
Most-paid counties in New York
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.