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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / New York / Saratoga County

Saratoga County Flood Insurance Claims

National Flood Insurance Program, 1978–2024 · 27th highest paid in New York

Claims
580
Total paid
$8.0M
Average / claim
$14K
Building / contents
$6.6M / $1.4M

Paid by decade

1970s$45K · 25 claims
1980s$106K · 52 claims
1990s$2.1M · 174 claims
2000s$669K · 86 claims
2010s$4.9M · 235 claims
2020s$97K · 8 claims

Worst years by dollars paid

2011$4.8M210 claims
1996$1.7M93 claims
1998$350K57 claims
2000$221K18 claims
2005$149K22 claims

Full disaster history for Saratoga County →

Most-paid counties in New York

Nassau County$2.3BSuffolk County$1.1BQueens County$693.9MKings County$327.8MRichmond County$278.2MWestchester County$272.7MBroome County$136.9MNew York County$120.7M

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.