Home / Flood Insurance Claims / New York / Otsego County
Otsego County Flood Insurance Claims
National Flood Insurance Program, 1978–2023 · 23th highest paid in New York
Claims
463
Total paid
$9.0M
Average / claim
$19K
Building / contents
$8.0M / $997K
Paid by decade
1970s$21K · 28 claims
1980s$12K · 12 claims
1990s$30K · 20 claims
2000s$6.1M · 210 claims
2010s$2.7M · 186 claims
2020s$69K · 7 claims
Worst years by dollars paid
| 2006 | $6.1M | 196 claims |
| 2011 | $2.5M | 165 claims |
| 2013 | $93K | 7 claims |
| 2023 | $61K | 1 claims |
| 2017 | $52K | 5 claims |
Full disaster history for Otsego County →
Most-paid counties in New York
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.