DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Virginia / Charlottesville city

Charlottesville city Flood Insurance Claims

National Flood Insurance Program, 19792024 · 92th highest paid in Virginia

Claims
44
Total paid
$287K
Average / claim
$7K
Building / contents
$256K / $32K

Paid by decade

1970s$89K · 10 claims
1980s$27K · 10 claims
1990s$32K · 6 claims
2000s$4K · 3 claims
2010s$125K · 13 claims
2020s$10K · 2 claims

Worst years by dollars paid

2018$115K8 claims
1979$89K10 claims
1996$32K4 claims
1987$26K8 claims
2024$10K2 claims

Full disaster history for Charlottesville city

Most-paid counties in Virginia

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.