Home / Flood Insurance Claims / Illinois / Winnebago County
Winnebago County Flood Insurance Claims
National Flood Insurance Program, 1978–2026 · 4th highest paid in Illinois
Claims
1,729
Total paid
$26.7M
Average / claim
$15K
Building / contents
$24.0M / $2.7M
Paid by decade
1970s$572K · 303 claims
1980s$265K · 143 claims
1990s$890K · 156 claims
2000s$17.8M · 791 claims
2010s$5.6M · 279 claims
2020s$1.6M · 57 claims
Worst years by dollars paid
| 2008 | $8.6M | 328 claims |
| 2007 | $4.8M | 208 claims |
| 2006 | $3.8M | 153 claims |
| 2019 | $3.4M | 113 claims |
| 2024 | $1.6M | 50 claims |
Full disaster history for Winnebago County →
Most-paid counties in Illinois
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.