Home / Flood Insurance Claims / Tennessee / Smith County
Smith County Flood Insurance Claims
National Flood Insurance Program, 1978–2024 · 15th highest paid in Tennessee
Claims
283
Total paid
$5.4M
Average / claim
$19K
Building / contents
$3.7M / $1.7M
Paid by decade
1970s$82K · 34 claims
1980s$429K · 77 claims
1990s$245K · 46 claims
2000s$179K · 21 claims
2010s$4.2M · 87 claims
2020s$265K · 18 claims
Worst years by dollars paid
| 2010 | $4.0M | 67 claims |
| 2021 | $211K | 12 claims |
| 1994 | $170K | 28 claims |
| 1984 | $168K | 23 claims |
| 1989 | $157K | 20 claims |
Full disaster history for Smith County →
Most-paid counties in Tennessee
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.