Home / Flood Insurance Claims / West Virginia / Hardy County
Hardy County Flood Insurance Claims
National Flood Insurance Program, 1985–2011 · 31th highest paid in West Virginia
Claims
188
Total paid
$3.4M
Average / claim
$18K
Building / contents
$2.4M / $1.1M
Paid by decade
1980s$572K · 30 claims
1990s$2.9M · 155 claims
2000s$0 · 1 claims
2010s$2K · 2 claims
Worst years by dollars paid
| 1996 | $2.8M | 152 claims |
| 1985 | $571K | 29 claims |
| 1995 | $16K | 1 claims |
| 1994 | $8K | 1 claims |
| 2011 | $2K | 2 claims |
Full disaster history for Hardy County →
Most-paid counties in West Virginia
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.