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This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Georgia / Habersham County

Habersham County Flood Insurance Claims

National Flood Insurance Program, 19782020 · 37th highest paid in Georgia

Claims
22
Total paid
$1.7M
Average / claim
$78K
Building / contents
$1.4M / $349K

Paid by decade

1970s$4K · 2 claims
1990s$0 · 1 claims
2000s$0 · 1 claims
2010s$44K · 4 claims
2020s$1.7M · 14 claims

Worst years by dollars paid

2020$1.7M14 claims
2013$27K1 claims
2018$17K1 claims
1978$4K2 claims
2004$01 claims

Full disaster history for Habersham County

Most-paid counties in Georgia

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.