DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Georgia / Effingham County

Effingham County Flood Insurance Claims

National Flood Insurance Program, 19902024 · 45th highest paid in Georgia

Claims
77
Total paid
$1.1M
Average / claim
$15K
Building / contents
$996K / $143K

Paid by decade

1990s$163K · 19 claims
2000s$8K · 6 claims
2010s$141K · 14 claims
2020s$828K · 38 claims

Worst years by dollars paid

2024$802K32 claims
2019$79K5 claims
1995$69K6 claims
1994$52K3 claims
2017$35K1 claims

Full disaster history for Effingham County

Most-paid counties in Georgia

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.