DisasterAtlasUSA

This is a record of past federal disaster declarations, not a forecast. Federal assistance figures are aid obligated under specific programs, not total damages. For current threats, check the National Weather Service and FEMA.

Home / Flood Insurance Claims / Tennessee / Clay County

Clay County Flood Insurance Claims

National Flood Insurance Program, 20102025 · 60th highest paid in Tennessee

Claims
24
Total paid
$436K
Average / claim
$18K
Building / contents
$364K / $71K

Paid by decade

2010s$400K · 18 claims
2020s$36K · 6 claims

Worst years by dollars paid

2010$297K13 claims
2019$63K2 claims
2015$40K2 claims
2021$32K4 claims
2025$4K2 claims

Full disaster history for Clay County

Most-paid counties in Tennessee

Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.